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Chattanooga's Premier
Full-Service Risk Management Firm


We help solve the problems that keep you up at night.


A Trusted Business Partner with more than 30 years of experience
in Risk Management, Mitigation, Commerical Insurance, Cyber - Privacy, and Mediation.

Ballinger and Associates specializes in developing customized strategic risk mitigation solutions to address your company's risk concerns, navigate insurance claims,and use mediation to resolve disputes.

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In today's complex business environment,
everyone needs a risk management expert.

 

Did You Know?

Over 100 Million Lawsuits Were Filed in 2022

Insurance Premiums are Increasing and Coverage is Decreasing

Lawsuits are Stressful, Expensive and Time Consuming

Be Strategic in a World of Complex Issues

A Comprehensive Risk Management Program Positions Your Company for Success. 

Understand Your
Exposure to Risk

Risk Management is about more than avoidance; it is proactive and intentional.

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Strategic Claims Management Prevents Distractions 

Utilizing the experience of an insurance insider to direct your claims strategy prevents claims from becoming a distraction.

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Mediation Offers Faster, Less Expensive Resolution

As a Supreme Court Rule 31 Civil Mediator, John Ballinger with Ballinger and Associates focuses on resolving the dispute, not billable hours.  

We Get It!

We are small business owners, too. We understand how today's complex business environment can quickly move your focus from working on the business to dealing with the business due to a missing risk management component.

 

The Ballinger and Associates logo, the knight chess piece, represents the pure-inner warrior who never moves in a straight line but prefers to be tactical and thoughtful in all their actions. 

  • 30+ years of commercial insurance knowledge

  • 1000+ Risk Assessments Completed

  • 1000+ Claims Managed

  • 100+ Private Mediation Resolutions Achieved

  • 100+ Pre-Trial Strategy Collaborations

Three easy steps to Risk Management Success
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 What We Do 

At Ballinger and Associates, we know you want to focus on growing your business and developing your team. To do that, you have to get out of the daily grind and develop a strategic plan to address today’s complex business issues. 

 

The problem is you may not be knowledgeable in all the areas where expert advice is often needed. This is where Ballinger and Associates provides support and helps you navigate risk management, claims strategy and effective dispute resolution allowing you to turn your focus back to your business. 

Every business deserves to be successful

We believe every business deserves to be successful and free from unnecessary distractions. You have worked hard to build a business that provides for you, your family, and your team members. It is important you stay focused on managing your business and leading your team toward the goals you want to achieve.  

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Avoidance is not an effective long-term risk management strategy. 

Insurance claims can immediately shift your focus away from meaningful goals, while unexpected legal disputes further complicate an already complex business environment.

 

During our 50-point Risk Assessment, we seek out the issues that are keeping you up at night. Often, we find:

- Hidden risk and potential insurance claims

- Lost dollars and the stress of dealing with claims

-Potential litigation, which drains time and profit dollars from the company. 

 

Ballinger and Associates wants to use its 30 years of experience...

and the knowledge gained from over 1000 risk assessments to guide you through uncertain times and help you develop an effective strategic risk management plan that looks around corners and builds for the future. 

 

Here is how we can start moving your company to a position of strength and stability:

1.    Call us today and share your long-term vision for the company.

2.    Participate in a guided risk assessment.

3.    Implement strategic solutions focused on long-term development and success. 

 

Reach out today and get the process started. You can contact us by telephone at (423) 541-9109 or by email at getstarted@ballingerandassociates.com. In the meantime, please download our JumpStart Guide to Risk Management, which can be found on our website.

 

Stop worrying about the next unpleasant surprise and start focusing on developing your business and leading your team, knowing you have a plan in place and a team of professionals dedicated to helping you reach your next goal-backed, intentional, and strategic plan.   

Meet Our Team

John Ballinger

As an experienced risk management expert, business consultant, a licensed insurance broker, a licensed public adjuster, an expert witness, and now a Supreme Court Rule 31 Listed Mediator, John has a long history of helping business owners and individuals navigate the complex insurance and legal issues of both business and life.  John’s expert advice has led some of our former clients to refer to him as the equalizer because he brings an uncommon framework of knowledge to every situation in helping clients achieve the best possible outcome.  John's background in psychology and military service gives him the benefit of perspective and problem-solving unique in today's workforce, as he seeks to fight to ensure everyone is treated fairly by a system typically more concerned with profits than people.    John was recently named to the 2024 Class of Marquis Who's Who in America.

John Ballinger - Risk Manager and Supreme Court Rule 31 Mediator
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Every Client Is Unique

We believe every client needs to be heard and understood. Your  unique circumstances matter and we want to help you achieve the best possible outcomes for your future. 

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Let's talk about what you need today!

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